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Tag: xmod

How Seemingly Insignificant Changes Effect Workers Compensation EMods, XMods, EMR’s or Experience Rating

January 16, 2014 Randy Sieberg, CIC, ARM, CRM

Have you ever noticed when your local or state government petitions for a small increase in a tax rate how…

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Posted in: Workers Compensation Filed under: emod, emr, experience rating, experience rating factors, xmod

How a High EMR or Experience Modification Rate can Kill a Business –

January 14, 2014 Randy Sieberg, CIC, ARM, CRM

Can a high or out of control Experience Modification Rate kill a business? Yes it can. In this post we’ll…

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Posted in: Workers Compensation Filed under: control high emr, effect on premium, emod, emr, experience modification rate, high emr, high experience mod rate, xmod

EMR Problem On Workers Compensation Policy – What Should An Employer Do?

August 28, 2013 Randy Sieberg, CIC, ARM, CRM

EMR (Experience Modification Rate) formulas are not written in stone. They change. They are adjusted from time to time by individual state…

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Posted in: Workers Compensation Experience Modification Rate (EMR) Filed under: claim management, claim review, emr, emr review, experience rating, experience rating formula, safety plan, split point, xmod

How Small Changes Effect Workers Compensation EMR – Experience Modification Rating

August 13, 2013 Randy Sieberg, CIC, ARM, CRM

Every little thing counts and when it comes to developing a workers compensation EMR, XMOD, EMOD or just plain old…

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Posted in: Workers Compensation Filed under: emod, emr, emr review, experience rating, factors, NCCI, rating formula, wcirb, xmod

Where do I find an EMOD, EMR or XMOD worksheet for my business?

July 9, 2013 Randy Sieberg, CIC, ARM, CRM

A question we are often asked by employers and or business owners is: Where can I find the EMOD, EMR…

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Posted in: Workers Compensation Filed under: advisory organization, emod, emr, emr worksheet, experience rating, rating bureau, state, state rules directory, worksheet, xmod

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