How One Claim Can Spike a Workers Compensation Experience Modification Rate (EMR)

In the past, you’ve always been able to depend on that if an employer suffers a shock loss to their…

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The Perfect EMR – What Is A Perfect Experience Modification Rate and How to Achieve One

Yes, there really is a Perfect Mod! And the good news is that any workers compensation experience rated employer can…

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Experience Modification Rate – Split Point Changes and Contractors

Using the workers compensation EMR or E-Mod as a safety qualifier has been a common practice in the contracting world…

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