Everybody knows that safety in the workplace should be the number one item on any risk managers mind, right? Well,…
A question often asked! So I thought I’d take a minute and let you know what’s behind the curtains when…
I recently had the pleasure of spending a couple of hours with an associate, in an airport, while we both waited for…
Retrospectively rated workers compensation plans are often presented to an employer as a way to save premium dollars; they often…
What happens to the EMR, the experience modification factor, when the policy effective date is changed on a workers comp policy?…