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Tag: business entities

Wife’s Payroll is Charged on Workers Compensation Policy at Audit – A Business Entity Problem

May 13, 2013 Randy Sieberg, CIC, ARM, CRM

We received a call this past week from an employer who operates a small business that employs himself, his wife…

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Posted in: Audit Problems Filed under: additional premium bill, business entities, entity, partnership, problem with entity, self audit, sole proprietor, workers compensation audit

Why did my workers compensation premium go up after my audit?

August 14, 2012 Randy Sieberg, CIC, ARM, CRM

A question we are asked with some frequency! You would think that setting up a workers compensation policy would be…

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Posted in: Workers Compensation Audit Filed under: audit errors, audit premium, business entities, classification codes, experience modification factor, payroll, premium audit, remuneration, uninsured subcontractors, work comp audit mistakes

How can our workers compensation company charge us premium for help we paid to build our own home?

May 30, 2012 Randy Sieberg, CIC, ARM, CRM

I recently received an email from the wife of a small Florida construction company owner asking this question. Over the past…

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Posted in: Workers Compensation Audit Filed under: additional premium charge, business entities, problem with entity, statutory employees, uninsured subcontractors, workers compensation audit

Workers Compensation Coverage – Insurance company underwriter surprised by a claim from unknown entity

May 16, 2012 Randy Sieberg, CIC, ARM, CRM

It happens. We’ve witnessed it. An insurance company underwriter or company branch manager is surprised that a claim by an employee under…

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Posted in: Workers Compensation Audit Filed under: business entities, combinable interests, common ownership, entities

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