Workers Compensation Experience Rating and Combining Entities – Problems Discovered in Real World Acquisition and Mergers of Entities

When separate entities merge or are acquired, one of the least thought about issues during the heat of the acquisition…

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Should Experience Modification Rating be changed? – A harsh reality for employers with excellent long term claim history

Experience Modification Rating, otherwise known as EMR, EMod or XMod, is and has always been a somewhat hot topic in…

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Unit Statistical Reports (UniStat) – What they are and how they effect an employers EMR

Experience rating of a workers compensation policy is made up of a complicated gathering of rating data and ultimately the…

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The Relationship Between Workers Compensation Claims and Experience Modification Rates –

I’d venture to say that just about every workers compensation experience rated employer is aware of the effect claims have on…

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