The Contracting Classification Premium Adjustment Program otherwise known as CCPAP is a workers compensation premium discount program for contractors. This…
With upcoming changes to the Experience Modification or E-Mod calculation now taking effect we’ve been asked about how this action…
There’s nothing worse than receiving a large unexpected workers compensation audit bill. And for contractors there are two recurring mistakes they…
We received a call from an insurance agent based in Missouri asking for help. His client was being charged additional…
Spurred on to address the ever-growing problem of mis-classifying employees on a workers compensation policy as independent contractors many states…