A Workers Compensation Term Definition and Rating Bureau Directory

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Advisory Organization is a newer name applied by the NAIC, National Association of Insurance Commissioners, to organizations previously known as rating bureaus. This is their effort to more accurately reflect the rate information gathering and policy form development responsibilities that these organizations represent. That’s right! These organizations do much more than simply promulgate rates and loss costs used by insurance carriers to base their individual classification code workers compensation rates.

Advisory Organizations or Rating Bureaus vary from state to state. For example, the largest advisory organization, and the one used by most states, is NCCI, correctly known as the National Council on Compensation Insurance. They provide workers compensation advisory services to somewhere around 35 states.

Use this directory of Rating Bureaus or Advisory Organizations to find the organization responsible for workers compensation in your individual state. Each link provided below will take you directly to that Rating Bureau’s individual website where you can find contact information and other valuable information about their individual states organization. We’ve also included at the top a direct link to NCCI.




Here’s the list of Rating Bureaus or Advisory Organizations:

• The National Council on Compensation Insurance
• The Workers Compensation Insurance Rating Bureau of California
• Indiana Compensation Rating Bureau
• Delaware Compensation Rating Bureau
• Maryland Injured Workers Insurance Fund and NCCI
• The Workers’ Compensation Rating and Inspection Bureau of Massachusetts
• Compensation Advisory Organization of Michigan
• Minnesota Workers Compensation Insurers Association
• New Jersey Compensation Rating and Inspection Bureau
• The New York Compensation Insurance Rating Board
• North Carolina Rate Bureau
• North Dakota Workforce Safety & Insurance
• Ohio Bureau of Workers’ Compensation
• Pennsylvania Compensation Rating Bureau
• Texas Department of Insurance
• Washington State Department of Labor and Industries
• The Wisconsin Compensation Rating Bureau
• Wyoming Workers’ Safety and Compensation Division

These workers compensation advisory organizations beat to their own drum. Many are very unique to their specific state. Others are very similar to the NCCI system. Whatever your state, it’s these organizations that make rates, calculate experience mods and make suggestions to state politicians as to corrections or modifications in the daily grind of workers compensation.