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Top 10 List of Work Comp Audit Errors
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Overcharged for Your Workers Compensation Insurance
Are you being overcharged because of errors on your workers compensation policy?
- Some indicators of a work comp premium error or mistake
- The workers compensation premium calculation process is very complicated. Workers compensation audit errors and mistakes easily occur during the premium calculation and audit process. We have identified certain characteristics that seem to lead to most workers compensation premium calculation, audit errors and mistakes. Take just a few minutes to review these questions and statements.
- Do you feel you have been subjected to an adverse audit?
- Do you feel your audit includes mistakes made by the auditor
or insurance company?
- Your audit was completed somewhere other than your place of business such as your accountant or bookkeepers office.
- Have you had your workers compensation job classifications changed by the auditor or insurance company?
- Has your business merged with another company or changed ownership?
- Your payroll or remuneration does not match that submitted to the auditor.
- Has your business expanded into other states?
- Is your experience modification date different from your policy period?
- Your experience mod was changed during the policy period.
- Has your policy been rewritten with a different effective date?
- You have claims that are lingering and not being agressively adjusted on your behalf.
- Your insurance company had a rate change during your policy period.
- Are you a contractor who performs different types of work or has crews who fall into different job classifications?
- Have you been charged for uninsured subcontractors?
- Your insurance company removed or changed credits on your policy.
- You did not receive copies of the auditors worksheets.
- The auditor did not complete your audit while on site.
- If you answered any of these questions yes or have experienced any of these situations you should contact Workers Compensation Consultants at rks@workcompconsultant.com for assistance. You may have been overcharged on past workers compensation audits and you may be paying too much for your current workers compensation policy.
- Here's how we fix work comp premium errors.
Make no mistake; we do not sell insurance and we will not replace your current insurance agent, insurance broker, or insurance company. Our services will only enhance your efforts to control your workers compensation cost.
That's where we come in. We represent you and your business.
Contact Us:
WORKERS COMPENSATION CONSULTANT
Voice: (573) 999-6948
Fax: (573) 447-4998
email: rks@workcompconsultant.com
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