Tag Archives: assigned risk plan

Audit and Other Problems with Assigned Risk Plan (Pool) Workers Compensation Policies

Why do small employers always seem to have problems with workers compensation audits when the insurance company is the assigned risk plan? Does it have something to do with special rules that apply to these workers comp pool policies? Could … Continue reading

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How to get out of the Workers Compensation Assigned Risk Pool – Tips An Employer Can Use

It can be difficult for an employer who finds their only option for securing workers compensation coverage is through the Assigned Risk Plan otherwise known as The Pool. Significantly higher premiums, lack of policy credits and premium discounts, application of the ARAP factor and limited services coupled … Continue reading

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Assigned Risk Workers Compensation Policy – The Pool – The who, what and why

The assigned risk plan, commonly known as the workers compensation pool, is considered for some employers the market of last resort. Meaning, for some reason, they cannot secure workers compensation insurance from a standard market company. What does this mean for an employer … Continue reading

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How Claims Effect Your Ability to Purchase Workers Compensation Insurance

Workers compensation claims or losses have a direct impact on your ability to buy, purchase or secure a workers compensation insurance policy. I’m often reminded of this when contacted by an employer who, due to poor loss experience (translated as “he’s … Continue reading

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