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Recent Posts
- Misclassification of Employees and Independent Contractors – A Workers Compensation Perspective
- Are corporate officers included in Arkansas workers compensation coverage?
- Workers Compensation Coverage – Insurance company underwriter surprised by a claim from unknown entity
- Are workers compensation waivers of subrogation allowed?
- Workers Compensation Audits – Where and When To Find Help
- Workers Compensation Audit – What can an employer do when things go wrong
- I bought a workers compensation policy for my part time business and did not have any payroll, will I get my premium back?
- How do you apply workers compensation payroll for a contract trucking (owner/operator) when they get paid by the load?
- Are written job descriptions important in properly classifying employees for workers compensation?
- Independent Contractors; Workers Compensation and State Rules – Misclassified Employees?
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Author Archives: Randy Sieberg, CIC, ARM, CRM
Misclassification of Employees and Independent Contractors – A Workers Compensation Perspective
We are seeing a renewed interest from authorities on the topic of misclassification of workers compensation employees. This can be a very broad topic but we’re going to talk today specifically about the employee – independent contractor issue and it’s effect on … Continue reading
Posted in Workers Compensation
Tagged employee-independent contractor, fraud, misclassified employee, misclassified independent contractor, workers compensation
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Are corporate officers included in Arkansas workers compensation coverage?
A workers compensation question asked today. Workers compensation statutes and rules are state specific. In other words each state goes by it’s own rules and there should be no assumption that what goes on in one state applies to another! … Continue reading
Workers Compensation Coverage – Insurance company underwriter surprised by a claim from unknown entity
It happens. We’ve witnessed it. An insurance company underwriter or company branch manager is surprised that a claim by an employee under another entity, is paid for by their workers compensation policy. How can this happen? You’d be surprised at the confusion … Continue reading
Posted in Workers Compensation Audit
Tagged business entities, combinable interests, common ownership, entities
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Are workers compensation waivers of subrogation allowed?
A workers comp question asked today… Waivers of subrogation and their effects are seldom understood. When it comes to insurance transactions an insurance company is allowed to subrogate against or pursue it’s rights to re-coup damages it has paid against a … Continue reading
Posted in Uncategorized, Workers Compensation
Tagged state workers compensation laws, waiver of subrogation, workers compensation
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Workers Compensation Audits – Where and When To Find Help
Workers compensation audits are performed by the insurance company to determine the final premium for a policy. They are conducted after the expiration of the policy and it’s only after an audit is performed that the insurance company and employer/insured … Continue reading
Posted in Workers Compensation Audit
Tagged workers compensation audit, workers compensation audit review
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Workers Compensation Audit – What can an employer do when things go wrong
It seems that our company is frequently contacted by employers seeking help when a workers comp audit goes wrong usually brought on by the receipt of an unexpected audit bill from the insurance carrier. What can an employer do if they … Continue reading
I bought a workers compensation policy for my part time business and did not have any payroll, will I get my premium back?
A question I was recently asked. Workers compensation policies are subject to what’s known as the minimum premium. You can refer to the individual state authority in question for their definition of this term, however it is typically the lowest amount of which … Continue reading
Posted in Workers Compensation
Tagged minimum premium, questions answered, workers compensation question
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How do you apply workers compensation payroll for a contract trucking (owner/operator) when they get paid by the load?
A question asked about Texas workers compensation rules. How much of that cost for the load should be included in the workers comp code for payroll? Answers to these types of questions about workers compensation can sometimes be very hard … Continue reading
Posted in Questions Answered, Workers Compensation, Workers Compensation Audit Problem
Tagged code 7219, payroll question, texas contract carriers, workers compensation audit
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Are written job descriptions important in properly classifying employees for workers compensation?
A great question about workers compensation classification that I was asked earlier today! To classify an employee properly, into a correct workers compensation classification code, written job descriptions are a great beginning point. We all know that most job duties are actually in … Continue reading
Posted in Lesson Learned, Questions Answered, Workers Compensation
Tagged classification code for employees, how to classify an employee, job descriptions, workers compensation classification
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Independent Contractors; Workers Compensation and State Rules – Misclassified Employees?
Spurred on to address the ever-growing problem of mis-classifying employees on a workers compensation policy as independent contractors many states have reacted, or are reacting, by developing and enforcing stiff statutory penalties for employers who incorrectly classify a worker as an independent contractor. … Continue reading